{"slug":"creator-platform-payout","name":"Creator Platform Payout Calculator","category":"earn","tags":["income","creator","planning"],"region":null,"tagline":"What you actually net on YouTube, Twitch, Patreon, Substack, or OnlyFans — after the platform cut AND the processing layer nobody advertises.","endpoint":"https://xearno.tools/api/v1/tools/creator-platform-payout","page":"https://xearno.tools/t/creator-platform-payout","description":"Computes a creator’s real monthly payout after every fee layer on five platforms. Platform fees drift constantly and general AI quotes stale ones — Patreon moved new creators to a flat 10% on 4 Aug 2025 (models still recite the old 5/8/12 tiers), Twitch restructured its split into Plus Points in 2024, OnlyFans changed its payout minimum in Apr 2026. And the advertised \"platform cut\" is never the whole story: payment processing adds 3–7 points on the subscription platforms, and the per-transaction fixed fee makes small pledges dramatically more expensive — a $3 Patreon pledge loses about 8% to processing alone, a $50 pledge about 3.5%. This tool computes the all-in take rate, which no advertised number states.","inputSchema":{"type":"object","properties":{"platform":{"description":"Platform Each platform has a completely different fee structure — this decides everything below.","type":"string","enum":["youtube","twitch","patreon","substack","onlyfans"],"default":"youtube"},"monthlyGross":{"description":"Monthly gross platform revenue ($) Before ANY cut. For YouTube: the ad revenue allocated to your videos (for Shorts, your allocation from the creator pool). For subscription platforms: total pledges/subs at list price.","type":"number","minimum":0,"default":1000},"youtubeStream":{"description":"YouTube revenue stream YouTube only — ignored for other platforms. Shorts revenue is 45% of an allocation from a shared creator pool (computed after music licensing), so the allocation itself varies before this split applies.","type":"string","enum":["longform","shorts","memberships"],"default":"longform"},"twitchSplit":{"description":"Twitch sub split tier Twitch only. Plus Points come from paid subs sustained over 3 months: Tier 1 = 1 point, Tier 2 = 2, Tier 3 = 6; gifted subs and Prime subs do NOT count. 100 points unlocks 60%, 300 points unlocks 70%, with a 12-month rate lock once qualified.","type":"string","enum":["base","plus60","plus70"],"default":"base"},"patreonPlan":{"description":"Patreon fee plan Patreon only. Pages created after 4 Aug 2025 pay a flat 10%. Older pages keep their legacy 5/8/12% plan — but unpublishing your page permanently converts you to 10%. It is a one-way door.","type":"string","enum":["new10","legacy5","legacy8","legacy12"],"default":"new10"},"avgTransaction":{"description":"Average pledge / sub size ($) Patreon and Substack charge processing per transaction, so the average pledge size changes the all-in rate. Patreon pledges of $3 or less use the micro rate (5% + $0.10) instead of the standard 2.9% + $0.30.","type":"number","minimum":0.5,"default":8}},"required":[],"additionalProperties":false},"methodology":["Net monthly payout = gross platform revenue − platform fee − payment processing (where the platform bills processing separately). The effective all-in take rate is total fees ÷ gross — the number no platform advertises.","YouTube (verified on platform pages, support.google.com/youtube/answer/72902): long-form watch-page ads pay the creator 55%; Shorts pay 45% of the creator-pool allocation (the allocation itself is computed after music licensing and varies — enter the allocation as your gross); channel memberships and Supers pay 70%. No separate processing layer is billed to the creator. AdSense holds payouts below $100. Non-US creators face US Chapter 3 withholding on US-viewer earnings (0–30% by treaty; 24% backup on total earnings without a W-8) — flagged as an insight, not computed.","Twitch (2026 secondaries — Twitch help pages block crawlers, so this is not platform-verified): subscriptions split 50/50 at base; the Plus Program pays 60% at 100 Plus Points and 70% at 300 Plus Points, each sustained for 3 months, with a 12-month rate lock once qualified. Plus Points: Tier 1 = 1, Tier 2 = 2, Tier 3 = 6; gifted and Prime subs do not count. Bits are a 1¢-per-bit pass-through. Payout minimum $50 standard, $100 wire.","Patreon (2026 secondaries; primary help-article URL identified): platform fee is a flat 10% for pages created after 4 Aug 2025, or a grandfathered legacy 5/8/12% plan for older pages — unpublishing a legacy page permanently converts it to 10%. Payment processing: 2.9% + $0.30 per pledge standard; pledges of $3 or less use the micro rate of 5% + $0.10. Cross-currency pledges add roughly 2.5% conversion (insight only). New iOS in-app memberships since Nov 2024 carry Apple's 30% (15% after year 1) unless the fan uses web checkout (US-only since May 2025); Patreon auto-raises iOS prices ~43% by default so creators net the same — insight only, not computed. Per-payout-method fees exist but are unverified and excluded.","Substack (2026 secondaries): 10% platform fee plus Stripe processing at 2.9% + $0.30 per transaction.","OnlyFans (2026 secondaries): flat 20% platform fee. Payout minimum $10 since Apr 2026 (previously $20 — a recent, single-source change).","Processing-fee mechanics: transactions per month = gross ÷ average transaction size (fractional counts are used as-is — it is an expected-value model, not a ledger); processing = rate% × gross + fixed fee × transactions. This is why the average pledge size changes the all-in rate: the fixed fee is a much larger share of a $3 pledge than a $50 one.","Excluded everywhere: income tax, VAT/sales tax collected by the platform, payout-method fees (PayPal, wise, wire), and currency conversion (except the Patreon note). This is gross platform revenue → platform payout, nothing after.","Confidence: YouTube figures are platform-primary; Twitch, Patreon, Substack, and OnlyFans are from 2026 secondary sources. All five platforms changed fees within the last 24 months — figures refresh quarterly."],"usage":"POST https://xearno.tools/api/v1/tools/creator-platform-payout with a JSON body matching inputSchema."}