{"slug":"currency","name":"Currency Converter","category":"fortune","tags":["everyday","spending"],"tagline":"Convert between 31 currencies at the official ECB reference rate — and know what your bank adds on top.","endpoint":"https://xearno.tools/api/v1/tools/currency","page":"https://xearno.tools/t/currency","description":"Converts any amount between 31 major currencies using the European Central Bank daily reference rate — the neutral mid-market rate — and tells you the part every converter hides: the spread your bank or card will add on top of it.","inputSchema":{"type":"object","properties":{"amount":{"description":"Amount","type":"number","minimum":0,"default":1000},"from":{"description":"From","type":"string","enum":["USD","EUR","GBP","JPY","CNY","INR","KRW","AUD","CAD","CHF","HKD","SGD","THB","IDR","MYR","PHP","BRL","MXN","ZAR","TRY","SEK","NOK","DKK","PLN","CZK","HUF","RON","BGN","ILS","NZD","ISK"],"default":"USD"},"to":{"description":"To","type":"string","enum":["USD","EUR","GBP","JPY","CNY","INR","KRW","AUD","CAD","CHF","HKD","SGD","THB","IDR","MYR","PHP","BRL","MXN","ZAR","TRY","SEK","NOK","DKK","PLN","CZK","HUF","RON","BGN","ILS","NZD","ISK"],"default":"EUR"}},"required":[],"additionalProperties":false},"methodology":["Rates are the European Central Bank daily reference rates (published ~16:00 CET every working day), fetched via the open Frankfurter API and cached for one hour. Cross rates are computed through EUR: rate(A→B) = rate(EUR→B) ÷ rate(EUR→A).","ECB reference rates are indicative mid-market rates for information purposes — actual transaction rates include provider spreads. Weekend and holiday queries return the last working day's rate."],"usage":"POST https://xearno.tools/api/v1/tools/currency with a JSON body matching inputSchema."}