{"slug":"income-tax-india","name":"India Income Tax Calculator (FY 2025-26)","category":"fortune","tags":["earning","tax","planning"],"tagline":"FY 2025-26 India income tax: tax owed, effective rate, marginal rate, and take-home pay.","endpoint":"https://xearno.tools/api/v1/tools/income-tax-india","page":"https://xearno.tools/t/income-tax-india","description":"Computes India personal income tax for FY 2025-26 using the official progressive brackets, and explains the number the way it actually works: your marginal rate versus your effective rate, how far you are from the next bracket, and exactly what this model excludes.","inputSchema":{"type":"object","properties":{"annualIncome":{"description":"Annual income (INR)","type":"number","minimum":0,"default":1000000},"deduction":{"description":"Deductions (INR) Prefilled with the standard deduction/allowance.","type":"number","minimum":0,"default":75000}},"required":[],"additionalProperties":false},"methodology":["Cumulative progressive calculation: each slice of taxable income is taxed at its bracket's rate — 0% up to 400,000, 5% up to 800,000, 10% up to 1,200,000, … up to 30% at the top. Taxable income = annual income − deductions.","Basis: New regime, FY 2025-26; standard deduction ₹75,000. Bracket tables are updated when the jurisdiction publishes new rates; the tax year is stated in the tool name so you never mistake stale rates for current ones.","Scope: personal income tax only. Excluded: the §87A rebate (which zeroes tax up to ₹12L for many filers), cess (4%), and the old regime. Real filings involve credits, reliefs, and personal circumstances this calculator deliberately does not guess at."],"usage":"POST https://xearno.tools/api/v1/tools/income-tax-india with a JSON body matching inputSchema."}