What changed

Money rules move — a tax band, a benefit cliff, a platform’s cut — and the internet (and most AI answers) keep quoting the old one. Each page below states the change, dates it, links the primary source, and hands you the tool that computes today’s number.

• SAVE is dead — what US student-loan borrowers actually choose from in 2026

  The SAVE plan is gone. In 2026 the choice is RAP vs IBR — and the cheaper one depends on your loan’s first-disbursement date. Here’s what changed.

• The ACA subsidy cliff is back for 2026: above 400% of poverty, the premium tax credit drops to zero

  The enhanced ACA premium tax credits expired at the end of 2025 with no extension enacted. For 2026 coverage the 400%-of-poverty subsidy cliff is back — one extra dollar of income can cost thousands.

• The Dutch 30% ruling becomes a 27% ruling in 2027 — and whether you keep 30% depends on your start date

  From 1 January 2027 the Netherlands' 30% ruling drops to a flat 27% — but only if your ruling started in 2024 or later. Pre-2024 arrivals keep 30%.

• Patreon's platform fee is now a flat 10% for new creators — the old Lite/Pro/Premium tiers are gone

  Since 4 August 2025 every new Patreon page pays a flat 10% platform fee — not the old 5/8/12% tiers. Existing pages keep their rate only while published.

• Thailand's social security ceiling is now ฿17,500 — max contribution ฿875, from 1 January 2026

  Thailand's §33 social security wage cap rose from ฿15,000 to ฿17,500 on 1 January 2026, lifting the max monthly contribution to ฿875. The ฿750 figure is stale.

• UK statutory redundancy pay: the weekly cap is £751 from 6 April 2026, not £719

  From 6 April 2026 the week's-pay cap for UK statutory redundancy is £751 and the maximum payout £22,530 (SI 2026/310). Northern Ireland uses higher figures.

• Canada's capital gains inclusion rate is still 50% — the 66.67% hike was cancelled, not enacted

  Canada proposed raising the capital gains inclusion rate to 66.67% in 2024, deferred it, then cancelled it on 21 March 2025. The rate stays at one-half (50%).

• Portugal's NHR is closed — and its replacement, IFICI, won't shelter your foreign pension

  Portugal's NHR shut to new arrivals on 1 January 2024. Its replacement, IFICI, is gated to six qualifying activities — and gives foreign pensions no break at all.