What changed · verified 24 July 2026
Thailand's social security ceiling is now ฿17,500 — max contribution ฿875, from 1 January 2026
The answer you’ll still hear
"Thai social security is 5% of your salary capped at ฿15,000, so the most you or your employer pays is ฿750 a month."
As of 1 January 2026, per the Ministerial Regulation published in Thailand's Royal Gazette on 12 December 2025, the Section 33 social security wage ceiling is ฿17,500 (not ฿15,000), so the maximum monthly contribution from each of employee and employer is ฿875 (5%), not ฿750.
What actually changed
For more than two decades the Section 33 social security contribution was 5% of monthly wages capped at a ฿15,000 wage base, which fixed the maximum contribution at ฿750 a month from each side. A Ministerial Regulation published in the Royal Gazette on 12 December 2025 raised that wage base to ฿17,500 with effect from 1 January 2026. The contribution rate did not change — 5% from the employee, 5% from the employer, and 2.75% from the government — but the higher cap lifts the maximum monthly contribution per party from ฿750 to ฿875.
This is the first step of a phased schedule, not a one-off. Phase 1 (2026–2028) sets the ceiling at ฿17,500 and the cap at ฿875; phase 2 (2029–2031) moves it to ฿20,000 and ฿1,000; phase 3 (from 2032) reaches ฿23,000 and ฿1,150. Any guide quoting a single fixed number will drift again at each step, so the effective date attached to the figure matters as much as the figure itself.
The gating input most guides skip: the cap only bites above a wage threshold. If your monthly salary is at or below ฿17,500 your contribution is simply 5% of actual salary and nothing changed in structure — you pay more only because the ceiling moved. It is workers earning above ฿17,500 whose deduction rises the full ฿125, to ฿875. Below that line the ฿875 maximum never applies to you.
Who this hits
Anyone employed in Thailand under Section 33 earning above ฿15,000 a month, and the employers who match their contributions. A worker on ฿17,500 or more now sees ฿875 deducted each month instead of ฿750, with the employer paying another ฿875. Payroll teams, HR software, and foreign staff on Thai contracts need the ฿17,500 base baked into January 2026 payroll onward — and should note the further step-ups queued for 2029 and 2032.
The current number, for you
A general-purpose chat assistant tends to answer this from the ฿15,000 / ฿750 figures that dominated a decade of web pages, and it rarely flags that the number is now phased — so it can be right about the formula and wrong about the cap in the same sentence, or quote a 2026 figure that will itself be stale in 2029. The exact deduction also turns on whether your salary sits above or below the ceiling, which a one-line answer usually flattens. To get your actual monthly figure — employee share, employer match, and where you fall against the ฿17,500 cap — run your salary through our Thailand Social Security calculator, which is set to the 1 January 2026 base and the published phase schedule.
Thailand Social Security Contribution (2026 ceiling unfreeze) — on the 2026 rule →Sources
- DLA Piper — Thailand's new social security wage ceilings, effective January 2026 (cites Royal Gazette, 12 Dec 2025) ↗
- Social Security Office of Thailand (sso.go.th) ↗
- One Asia Lawyers — Updated Social Security Contribution Wage Base under Section 33 ↗
- Thai PBS Policy Watch — ปรับเพิ่มเพดานเงินสมทบประกันสังคม เริ่ม 1 ม.ค. 69 ↗
Rule changed: 1 January 2026 · last verified against primary sources: 24 July 2026