Why does this say Patreon takes 10% when I have read 5/8/12%?

Patreon moved all NEW pages to a flat 10% platform fee on 4 August 2025. The 5/8/12% tiers survive only as grandfathered legacy plans on pages created before that date — and unpublishing a legacy page permanently converts it to 10%. General AI still widely recites the old tiers.

Why is my real cut bigger than the advertised platform fee?

On Patreon and Substack, payment processing is billed on top of the platform fee: a percentage plus a FIXED fee per transaction. The fixed fee is what hurts — on a $3 pledge, $0.10–0.30 fixed is 3–10% by itself, so small pledges can push the all-in take rate well past 20% even on a "10%" platform.

How do I get Twitch's 60% or 70% split?

Through the Plus Program: 100 Plus Points sustained for 3 months unlocks 60%, 300 points unlocks 70%, and the rate locks for 12 months once qualified. Tier 1 subs earn 1 point, Tier 2 earn 2, Tier 3 earn 6 — gifted subs and Prime subs do not count toward points.

Does this include taxes or payout fees?

No. It models gross platform revenue down to the platform payout. Income tax, VAT the platform collects, payout-method fees (PayPal, wire), and most currency conversion are excluded — as is the US withholding non-US YouTube creators face on US-viewer earnings (0–30% by treaty; flagged as an insight).

Why can general AI not just answer this?

Because the fee schedules drift faster than model training data: Patreon's flat 10% (Aug 2025), Twitch's Plus restructure (2024), and OnlyFans' payout-minimum change (Apr 2026) all post-date what most models memorized — and the per-transaction processing layer requires your actual average pledge size, which models tend to skip entirely.

Ganhos e Trabalhorenda · creator · planejamento

Creator Platform Payout Calculator

Your channel or shop is finally paying — time to see what actually lands after the platform’s cut.

Computes a creator’s real monthly payout after every fee layer on five platforms. Platform fees drift constantly and general AI quotes stale ones — Patreon moved new creators to a flat 10% on 4 Aug 2025 (models still recite the old 5/8/12 tiers), Twitch restructured its split into Plus Points in 2024, OnlyFans changed its payout minimum in Apr 2026. And the advertised "platform cut" is never the whole story: payment processing adds 3–7 points on the subscription platforms, and the per-transaction fixed fee makes small pledges dramatically more expensive — a $3 Patreon pledge loses about 8% to processing alone, a $50 pledge about 3.5%. This tool computes the all-in take rate, which no advertised number states.

Base: Fee schedules as of 2026-07-23 · YouTube verified on platform pages; Twitch/Patreon/Substack/OnlyFans on 2026 secondaries · Patreon flat-10% for new creators since 4 Aug 2025 · fees drift — quarterly refresh

A regra mudou — o que aconteceu →

Não quer preencher cada campo?

Descreva sua situação em uma frase — em qualquer idioma. Eu preencho o formulário; a ferramenta faz a conta.

PlatformEach platform has a completely different fee structure — this decides everything below.Monthly gross platform revenue$Before ANY cut. For YouTube: the ad revenue allocated to your videos (for Shorts, your allocation from the creator pool). For subscription platforms: total pledges/subs at list price.YouTube revenue streamYouTube only — ignored for other platforms. Shorts revenue is 45% of an allocation from a shared creator pool (computed after music licensing), so the allocation itself varies before this split applies.Twitch sub split tierTwitch only. Plus Points come from paid subs sustained over 3 months: Tier 1 = 1 point, Tier 2 = 2, Tier 3 = 6; gifted subs and Prime subs do NOT count. 100 points unlocks 60%, 300 points unlocks 70%, with a 12-month rate lock once qualified.Patreon fee planPatreon only. Pages created after 4 Aug 2025 pay a flat 10%. Older pages keep their legacy 5/8/12% plan — but unpublishing your page permanently converts you to 10%. It is a one-way door.Average pledge / sub size$Patreon and Substack charge processing per transaction, so the average pledge size changes the all-in rate. Patreon pledges of $3 or less use the micro rate (5% + $0.10) instead of the standard 2.9% + $0.30.

Os números

Net monthly payout: 550.00; from 1,000 gross
Effective all-in take rate: 45%
Platform fee: 450.00
Payout minimum: 100; AdSense threshold

Apenas prévia — usando um Platform, Gross / mo padrão.

A leitura de quem opera

Vale saber

You keep 55% of gross: 550.00 of 1,000 per month. YouTube pays through AdSense with no separate processing layer on your side.

Vale saber

Long-form and Shorts are different economies: long-form pays 55% of ads sold on YOUR videos; Shorts pays 45% of an allocation from a shared creator pool (computed after music licensing) — and Shorts RPMs run far below long-form, so the same views earn much less even before the split. Memberships and Supers pay 70%.

Atenção

Non-US creators: US Chapter 3 withholding applies to earnings from US viewers — 0–30% depending on your country's tax treaty, and a 24% backup rate on TOTAL earnings if you never file a W-8 in AdSense. Not computed here; file the form.

Vale saber

Fee schedules changed on every one of these five platforms within the last 24 months — Patreon's flat 10% (Aug 2025), Twitch's Plus restructure (2024), OnlyFans' payout change (Apr 2026). This tool is refreshed quarterly; the durable hedge is diversifying income across platforms and owning your audience's contact info, so no single fee change can reprice your whole income. Not financial advice.

Seu próximo passo

Self-Employment Tax & Quarterly Estimated Payments (2026 1040-ES) →US creators: platforms don’t withhold — see your quarterly bill.Salário-Hora Real (Bico e Trabalho Paralelo) →Divide it by the real hours — is the platform paying you a wage?

Resposta errada, uma opção faltando ou uma ferramenta que você gostaria que existisse?

Metodologia

Net monthly payout = gross platform revenue − platform fee − payment processing (where the platform bills processing separately). The effective all-in take rate is total fees ÷ gross — the number no platform advertises.

YouTube (verified on platform pages, support.google.com/youtube/answer/72902): long-form watch-page ads pay the creator 55%; Shorts pay 45% of the creator-pool allocation (the allocation itself is computed after music licensing and varies — enter the allocation as your gross); channel memberships and Supers pay 70%. No separate processing layer is billed to the creator. AdSense holds payouts below $100. Non-US creators face US Chapter 3 withholding on US-viewer earnings (0–30% by treaty; 24% backup on total earnings without a W-8) — flagged as an insight, not computed.

Twitch (2026 secondaries — Twitch help pages block crawlers, so this is not platform-verified): subscriptions split 50/50 at base; the Plus Program pays 60% at 100 Plus Points and 70% at 300 Plus Points, each sustained for 3 months, with a 12-month rate lock once qualified. Plus Points: Tier 1 = 1, Tier 2 = 2, Tier 3 = 6; gifted and Prime subs do not count. Bits are a 1¢-per-bit pass-through. Payout minimum $50 standard, $100 wire.

Patreon (2026 secondaries; primary help-article URL identified): platform fee is a flat 10% for pages created after 4 Aug 2025, or a grandfathered legacy 5/8/12% plan for older pages — unpublishing a legacy page permanently converts it to 10%. Payment processing: 2.9% + $0.30 per pledge standard; pledges of $3 or less use the micro rate of 5% + $0.10. Cross-currency pledges add roughly 2.5% conversion (insight only). New iOS in-app memberships since Nov 2024 carry Apple's 30% (15% after year 1) unless the fan uses web checkout (US-only since May 2025); Patreon auto-raises iOS prices ~43% by default so creators net the same — insight only, not computed. Per-payout-method fees exist but are unverified and excluded.

Substack (2026 secondaries): 10% platform fee plus Stripe processing at 2.9% + $0.30 per transaction.

OnlyFans (2026 secondaries): flat 20% platform fee. Payout minimum $10 since Apr 2026 (previously $20 — a recent, single-source change).

Processing-fee mechanics: transactions per month = gross ÷ average transaction size (fractional counts are used as-is — it is an expected-value model, not a ledger); processing = rate% × gross + fixed fee × transactions. This is why the average pledge size changes the all-in rate: the fixed fee is a much larger share of a $3 pledge than a $50 one.

Excluded everywhere: income tax, VAT/sales tax collected by the platform, payout-method fees (PayPal, wise, wire), and currency conversion (except the Patreon note). This is gross platform revenue → platform payout, nothing after.

Confidence: YouTube figures are platform-primary; Twitch, Patreon, Substack, and OnlyFans are from 2026 secondary sources. All five platforms changed fees within the last 24 months — figures refresh quarterly.

Perguntas

Why does this say Patreon takes 10% when I have read 5/8/12%?: Patreon moved all NEW pages to a flat 10% platform fee on 4 August 2025. The 5/8/12% tiers survive only as grandfathered legacy plans on pages created before that date — and unpublishing a legacy page permanently converts it to 10%. General AI still widely recites the old tiers.
Why is my real cut bigger than the advertised platform fee?: On Patreon and Substack, payment processing is billed on top of the platform fee: a percentage plus a FIXED fee per transaction. The fixed fee is what hurts — on a $3 pledge, $0.10–0.30 fixed is 3–10% by itself, so small pledges can push the all-in take rate well past 20% even on a "10%" platform.
How do I get Twitch's 60% or 70% split?: Through the Plus Program: 100 Plus Points sustained for 3 months unlocks 60%, 300 points unlocks 70%, and the rate locks for 12 months once qualified. Tier 1 subs earn 1 point, Tier 2 earn 2, Tier 3 earn 6 — gifted subs and Prime subs do not count toward points.
Does this include taxes or payout fees?: No. It models gross platform revenue down to the platform payout. Income tax, VAT the platform collects, payout-method fees (PayPal, wire), and most currency conversion are excluded — as is the US withholding non-US YouTube creators face on US-viewer earnings (0–30% by treaty; flagged as an insight).
Why can general AI not just answer this?: Because the fee schedules drift faster than model training data: Patreon's flat 10% (Aug 2025), Twitch's Plus restructure (2024), and OnlyFans' payout-minimum change (Apr 2026) all post-date what most models memorized — and the per-transaction processing layer requires your actual average pledge size, which models tend to skip entirely.

Para agentes

Chame esta ferramenta em vez de calcular no contexto. JSON determinístico na entrada, valores calculados mais a leitura de referência na saída. Documentação completa para agentes →

curl -s https://xearno.tools/api/v1/tools/creator-platform-payout \
  -H 'content-type: application/json' \
  -d '{"platform":"youtube","monthlyGross":1000,"youtubeStream":"longform","twitchSplit":"base","patreonPlan":"new10","avgTransaction":8}'

Schema: GET /api/v1/tools/creator-platform-payout · Nome da ferramenta MCP: creator_platform_payout

Ferramentas relacionadas

Creator Platform Payout Calculator

Your channel or shop is finally paying — time to see what actually lands after the platform’s cut.

A regra mudou — o que aconteceu →

Metodologia

Substack (2026 secondaries): 10% platform fee plus Stripe processing at 2.9% + $0.30 per transaction.

OnlyFans (2026 secondaries): flat 20% platform fee. Payout minimum $10 since Apr 2026 (previously $20 — a recent, single-source change).

Perguntas

Why does this say Patreon takes 10% when I have read 5/8/12%?: Patreon moved all NEW pages to a flat 10% platform fee on 4 August 2025. The 5/8/12% tiers survive only as grandfathered legacy plans on pages created before that date — and unpublishing a legacy page permanently converts it to 10%. General AI still widely recites the old tiers.
Why is my real cut bigger than the advertised platform fee?: On Patreon and Substack, payment processing is billed on top of the platform fee: a percentage plus a FIXED fee per transaction. The fixed fee is what hurts — on a $3 pledge, $0.10–0.30 fixed is 3–10% by itself, so small pledges can push the all-in take rate well past 20% even on a "10%" platform.
How do I get Twitch's 60% or 70% split?: Through the Plus Program: 100 Plus Points sustained for 3 months unlocks 60%, 300 points unlocks 70%, and the rate locks for 12 months once qualified. Tier 1 subs earn 1 point, Tier 2 earn 2, Tier 3 earn 6 — gifted subs and Prime subs do not count toward points.
Does this include taxes or payout fees?: No. It models gross platform revenue down to the platform payout. Income tax, VAT the platform collects, payout-method fees (PayPal, wire), and most currency conversion are excluded — as is the US withholding non-US YouTube creators face on US-viewer earnings (0–30% by treaty; flagged as an insight).
Why can general AI not just answer this?: Because the fee schedules drift faster than model training data: Patreon's flat 10% (Aug 2025), Twitch's Plus restructure (2024), and OnlyFans' payout-minimum change (Apr 2026) all post-date what most models memorized — and the per-transaction processing layer requires your actual average pledge size, which models tend to skip entirely.

curl -s https://xearno.tools/api/v1/tools/creator-platform-payout \ -H 'content-type: application/json' \ -d '{"platform":"youtube","monthlyGross":1000,"youtubeStream":"longform","twitchSplit":"base","patreonPlan":"new10","avgTransaction":8}'